Sale
South Africa

1

Beds

2

Baths

2

Parking

Apartment 1 bed 2 baths

About this property

Overview

Exclusive Mandate! Neat apartment in Phil-Ann, opposite Police Station. A perfect spot with excellent location and desirable amenities.

Features

  • Spacious kitchen
  • Big lounge and dining room
  • 1 massive bedroom with built-in cupboard (BIC)
  • 1 full bathroom
  • Guest toilet and basin downstairs
  • Outside braai area
  • Partly parquet flooring
  • 1 water tank

Parking & Access

  • Lock-up garage
  • Visitors parking

Rooms & layout

Bedroom 1
Main Bathroom
Guest Toilet
Kitchen
Lounge
Dining Room
Garage × 2

Features & amenities

braaiparquet flooringwater tanklock-up garagevisitor parking

Price & ownership

Asking price R 620 000
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 620K
Taxes + legal + admin fees R 16,8K

Rough split: 97.4% purchase price, 2.6% buying costs.

  • Asking price R 620 000
  • Deeds Office (transfer) R 539
  • Conveyancing (est., incl. VAT) R 16 169
  • Deeds lodgement R 52
  • Total indicative R 636 760

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice — confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 5 855 /month

Total paid over 20 years (deposit + repayments): R 1 467 164

Deposit 10% · R 62 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 558 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.