Sale
South Africa

3

Beds

2

Baths

220 m²

Floor area

House 3 beds 2 baths 220 m²

About this property

A great opportunity to own your dream home. This 3-bedroom, 2-bathroom house is ideal for first-time homebuyers. The property qualifies for government housing subsidies (1st Home/FLISP) ranging from R38,911 to R169,265, which can cover transfer costs, bond fees, or deposits. To qualify, you need to earn a minimum basic salary of R3,501 to R22,000 (basic salary plus housing-related income). Requirements include having at least one dependent, being a first-time buyer, and being a South African citizen.

Rooms & layout

Bedroom × 3
Bathroom × 2
Kitchen
Lounge

Features & amenities

First time buyerFLISP eligibleHousing subsidy

Price & ownership

Asking price R 800 000
Price per m² R 3 636
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 800K
Taxes + legal + admin fees R 19,6K

Rough split: 97.6% purchase price, 2.4% buying costs.

  • Asking price R 800 000
  • Deeds Office (transfer) R 695
  • Conveyancing (est., incl. VAT) R 18 860
  • Deeds lodgement R 52
  • Total indicative R 819 607

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice — confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 7 555 /month

Total paid over 20 years (deposit + repayments): R 1 893 114

Deposit 10% · R 80 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 720 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.

© 2026 Fermain Pty Ltd, trading as Yagr.