Sale
South Africa

3

Beds

1

Baths

190 m²

Floor area

House 3 beds 1 bath 190 m²

About this property

First-Time Homebuyer Opportunity with FLISP

Soshanguve New development

WITH THE CURRENT RATE OF 10.5% TAKE THIS OPPORTUNITY FOR A BETTER INSTALLMENT

The Finance Linked Individual Subsidy Programme (FLISP) offers a great opportunity for first-time homebuyers to qualify for a subsidy, making it possible to buy a dream home.

Subsidy Details

  • Subsidy Amount: R38,911 to R169,265
  • Purpose: Covers transfer and bond costs or deposit

Eligibility Criteria

  • Income Requirement: Basic salary between R3,501 and R22,000 per month (housing-related income may be included). For this new development a minimum of R19,000 Gross salary is required
  • Dependents: At least one dependent
  • First-Time Buyer: Yes
  • Citizenship: South African citizen or permanent resident

Rooms & layout

Bedroom × 3
Bathroom

Features & amenities

New developmentFLISP eligibleFirst time homebuyer opportunity

Price & ownership

Asking price R 730 000
Price per m² R 3 842
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 730K
Taxes + legal + admin fees R 18,5K

Rough split: 97.5% purchase price, 2.5% buying costs.

  • Asking price R 730 000
  • Deeds Office (transfer) R 634
  • Conveyancing (est., incl. VAT) R 17 814
  • Deeds lodgement R 52
  • Total indicative R 748 500

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice — confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 6 894 /month

Total paid over 20 years (deposit + repayments): R 1 727 467

Deposit 10% · R 73 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 657 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.