Sale
South Africa

3

Beds

1

Baths

180 m²

Floor area

House 3 beds 1 bath 180 m²

About this property

Government Subsidy Opportunity

A great opportunity not to miss. You could qualify to buy your dream home with government subsidy assistance through the 1st Home scheme (previously known as FLISP).

Subsidy Details

  • Subsidy amount: R38,911 up to R169,265 to cover transfer and bond costs or deposit
  • Salary requirement: Minimum basic salary of R3,501 up to R22,000 (including housing-related income)

Eligibility Requirements

  • At least one dependent
  • First-time buyer status
  • South African citizenship

Property Details

This 3-bedroom property is listed at R569,000, with FLISP pricing starting from R489,000 for 2-bedroom options and R559,000 for 3-bedroom options.

Rooms & layout

Bedroom × 3
Bathroom

Features & amenities

subsidy-eligiblefirst-home-schemeflisp-eligible

Price & ownership

Asking price R 550 000
Price per m² R 3 056
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 550K
Taxes + legal + admin fees R 15,7K

Rough split: 97.2% purchase price, 2.8% buying costs.

  • Asking price R 550 000
  • Deeds Office (transfer) R 478
  • Conveyancing (est., incl. VAT) R 15 122
  • Deeds lodgement R 52
  • Total indicative R 565 652

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice — confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 5 194 /month

Total paid over 20 years (deposit + repayments): R 1 301 516

Deposit 10% · R 55 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 495 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.