Sale
South Africa

2

Beds

1

Baths

190 m²

Floor area

House 2 beds 1 bath 190 m²

About this property

A great opportunity not to miss. You could qualify to buy your dream home that you always thought you did not qualify for. Whether new or an existing property. With (1st Home), previously known as FLISP, you could qualify for Subsidy from R38 911 up to R169 265.00.

This subsidy could cover your transfer and bond costs or your deposit.

To qualify, you need to earn a minimum basic salary of R3 501 up to R22 000. This is your basic salary + housing related income. Or just your basic salary. Overtime is not considered.

Requirements:

  1. You must have at least one or more dependents
  2. Be a first-time buyer
  3. Be a South African citizen/ Have a South African citizenship

The original prices of the houses go as follows:

  • R569 000 (with FLISP from R489 000) for 2 bedrooms
  • R619 000 (with FLISP from R559 000) for 3 bedrooms

Rooms & layout

Bedroom × 2
Bathroom

Features & amenities

first-time buyersubsidy eligibleflispaffordable housing

Price & ownership

Asking price R 670 000
Price per m² R 3 526
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 670K
Taxes + legal + admin fees R 17,6K

Rough split: 97.4% purchase price, 2.6% buying costs.

  • Asking price R 670 000
  • Deeds Office (transfer) R 582
  • Conveyancing (est., incl. VAT) R 16 917
  • Deeds lodgement R 52
  • Total indicative R 687 551

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice — confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 6 327 /month

Total paid over 20 years (deposit + repayments): R 1 585 483

Deposit 10% · R 67 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 603 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.