Sale
South Africa

2

Beds

1

Baths

1

Parking

125 m²

Floor area

House 2 beds 1 bath 125 m²

About this property

In our beautiful Ramsgate Village on the South Coast of KZN you will find this pretty two bedroom one bathroom unit, with lovely lawns and private direct beach access onto the sand. This charming unit features a spacious open-plan lounge, dining area with some built-in seating, and neat kitchen with breakfast counter. The living area opens through sliding doors onto the patio with slight sea views and views of the lush communal gardens. Just a few steps from the patio, enjoy a family braai at the communal braai area. This is the perfect spot to entertain and create lasting holiday memories. The pedestrian gate onto the sand is alongside the braai area.

Upstairs, the unit offers two bedrooms with sea views and built-in cupboards, comfortably accommodating five guests, plus a bonus loft for added versatility. There is also the possibility of more guests on sleeper couches. The secure, fully fenced complex includes remote gate access, an intercom system, backup water tanks, a laundry facility, a single lock-up garage, and visitors parking. Surrounded by palm trees, golden sands and the smell of the sea, the unit is near the Ramsgate Blue Flag Beach, this property is your chance to own a slice of paradise.

Basic levy: R3,180 Community Scheme Operating Surcharge: R40

Rooms & layout

Bedroom × 2
Bathroom
Lounge
Dining Area
Kitchen
Loft
Garage

Features & amenities

Beach accessSea viewsBraai areaCommunal gardensSecurity gateIntercom systemBackup water tanksLaundry facilityLock up garageVisitors parking

Price & ownership

Asking price R 980 000
Price per m² R 7 840
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 980K
Taxes + legal + admin fees R 22,5K

Rough split: 97.8% purchase price, 2.2% buying costs.

  • Asking price R 980 000
  • Deeds Office (transfer) R 852
  • Conveyancing (est., incl. VAT) R 21 551
  • Deeds lodgement R 52
  • Total indicative R 1 002 455

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice — confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 9 254 /month

Total paid over 20 years (deposit + repayments): R 2 319 065

Deposit 10% · R 98 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 882 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.